Metal Card Body Manufacturing for Financial & Banking Applications

Metal cards are widely used in financial services and membership programs to provide a distinctive physical experience and premium brand perception.

These cards are typically part of a broader production process that includes multiple stages such as chip embedding, personalization, and encoding.

Himgo focuses specifically on the manufacturing of metal card bodies, supporting financial institutions, card issuers, and program providers with precision fabrication and surface finishing.

Typical applications include:

  • banking card programs
  • premium membership cards
  • corporate and VIP identification cards

Our role is to produce metal card bodies ready for further processing, ensuring dimensional accuracy, consistent surface finish, and suitability for downstream personalization.

Scope of Supply

Himgo provides metal card body manufacturing only, supporting the early-stage production of metal cards.

What We Provide

  • stainless steel and aluminum card bodies
  • surface finishing (brushed, mirror, PVD)
  • laser engraving and etched graphics
  • custom shapes, cut-outs, and thickness control

What Is Not Included

  • chip embedding
  • magnetic stripe encoding
  • NFC integration

Financial Card Industry Challenges

Producing metal card bodies for financial applications involves both dimensional constraints and integration considerations.

1.ISO Size & Dimensional Constraints

Metal cards must comply with the standard format:

StandardSpecification
ISO 7810 ID-185.60 × 53.98 mm

Even small deviations can affect downstream processing and compatibility.

2.Integration with Card Systems

Metal materials introduce challenges in card functionality:

  • signal interference for contactless systems
  • structural limitations for chip embedding
  • compatibility with personalization processes

Card body design must consider these requirements even if integration is handled later.

3.Weight & Thickness Balance

Metal cards must balance:

  • perceived quality (weight)
  • usability (too heavy affects handling)

Typical range

ParameterRange
Thickness0.5–1.2 mm
Weight12g – 30g

Depends on material and structure design

4.Depends on material and structure design

High-end finishes may introduce challenges:

  • coating consistency across batches
  • surface defects during handling
  • process compatibility with engraving

Typical range

ParameterRange
Thickness0.5–1.2 mm
Weight12g – 30g

Depends on material and structure design

Common Failure Risks

Incorrect design or supplier selection can lead to issues during production or downstream processing.

Typical Failure Cases

  • card bending due to improper thickness
  • coating peeling after processing
  • engraving inconsistency across batches
  • dimensional deviation affecting personalization

Scope Misunderstanding

A common issue in metal card projects is misunderstanding the manufacturing scope.

IssueExplanation
Expecting full card productionMetal card body suppliers typically do not handle chip or NFC
Integration failurePoor coordination between suppliers
DelaysIncorrect production sequencing

Clear separation of responsibilities is essential for project success

Our Engineering Approach

Metal card OEM programs are evaluated from a system-integration perspective, not as standalone components.

Typical Engineering Evaluation Process

  1. Define card structure and thickness requirements
  2. Evaluate material behavior under lamination and processing
  3. Select finishes compatible with personalization workflows
  4. Control tolerances across batch production
  5. Validate performance through pilot and pre-issuance runs

This approach reduces downstream failure risk during large-scale issuance.

Metal Card Body Solutions

Stainless Steel Card Bodies

Commonly used for:

  • banking programs
  • premium membership cards

Advantages

  • strong structural stability
  • suitable for premium finishes
  • supports engraving and etching

Aluminum Card Bodies

Used for:

  • lightweight card designs
  • cost-sensitive programs

Advantages

  • easier processing
  • lower weight
  • good surface finish options

Blank Metal Card Bodies

  • base cards for personalization
  • engraving or printing after production

Suitable for card issuers and personalization providers

Custom Engraved Metal Cards

Himgo supports:

  • laser engraving
  • etched graphics
  • custom branding elements

Enables permanent and consistent branding on metal surfaces

Process & Manufacturing Capability

Manufacturing Capabilities

CapabilityDescription
Cuttingprecision stamping or laser cutting
Surface finishingbrushed, mirror, PVD coating
Engravinglaser engraving / chemical etching
Tolerance controlconsistent dimensional accuracy

Learn more>>

Material & Weight Control

Himgo provides metal card body manufacturing only, supporting the early-stage production of metal cards.

Material Comparison

MaterialFeatureTypical Use
Stainless Steelheavier, premium feelbanking cards
Aluminumlightweight, easier processinggeneral programs

Weight Consideration

TypeTypical Weight
Lightweight card~12–18g
Standard metal card~18–25g
Premium heavy card~25–30g

Weight is adjusted based on thickness and material

Compliance & Dimensional Standards

Dimensional Standard

  • ISO 7810 ID-1
  • size: 85.60 × 53.98 mm

Manufacturing Considerations

  • edge quality for processing compatibility
  • surface flatness for personalization
  • dimensional consistency across batches

Financial Card Case Example

Application
Premium membership card program

Requirement
metal card bodies for engraving and personalization
consistent brushed finish

Challenge
maintaining finish consistency across batches
controlling weight within specified range

Solution
stainless steel card bodies
controlled brushing process
weight maintained at ~22g

Result
stable batch production
consistent visual and tactile quality

FAQ

Do you provide complete metal cards with chip or NFC?

No. We manufacture metal card bodies only. Chip embedding, NFC integration, and encoding are handled by other providers.

What is the standard size of metal cards?

Metal cards follow ISO 7810 ID-1 standard (85.60 × 53.98 mm).

How heavy is a metal card?

Typical weight ranges from 12g to 30g depending on material and thickness.

Can metal cards be engraved?

Yes. Laser engraving and chemical etching are commonly used for permanent markings.

What is the typical production lead time?

Sample: 5–7 days
Mass production: 12–30 days

Discuss Your Metal Card Project

If you are developing a financial or membership card program and require metal card bodies for further processing, our team can review your requirements and recommend suitable manufacturing solutions.

Get Quote

Request Samples